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Motorcycle Insurance Quotes in Tampa, FL

Mike Polivchak, Agent

813-870-2334

3928 W Hillsborough Ave
Tampa, FL  33614
Fax : 813-374-8979

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Ideal weather and scenic views make Tampa an exceptional place to ride motorcycles. GreatFlorida Insurance wants every biker to enjoy the adventure of riding whether you are an enthusiast or a novice. Being out on the open road in Tampa can leave you exposed to bad weather conditions and drivers not watching for cyclists. GreatFlorida Insurance can offer you an affordable motorcycle policy to protect you and your ride in Tampa.

Do you need Motorcycle Insurance?

YES! It's as critical as wearing a helmet.

Motorcyclists know there's risk involved every time they hop on their bikes, but that doesn't stop them from revving up their engines to feel the wind on their face and the rush of a good ride.

In addition to protective gear like helmets, there are precautions that you can take with you on every ride. You'll never even know they're there—that is, until you need them.

A strong Tampa Motorcycle Insurance policy is not an option that should be overlooked. That's why GreatFlorida Insurance provides motorcycle policies that give you the true freedom to ride.

A GreatFlorida Motorcycle Insurance Agent in Tampa is ready to help you find the best deal. Get a free quote today by calling 813-870-2334 or completing our online quote request form.

What is included in my motorcycle insurance coverage?

  • Bodily injury liability coverage: When you're involved in an accident, the first thoughts you have undoubtedly involve assessing if you're injured followed by wondering if the other person (people) involved are injured.

    If you do injure or kill someone or if you need projection in a lawsuit against you, this type of coverage will protect you.

    What do you need? A GreatFlorida Insurance Agent in Tampa will work with you to choose the level of limits of protection that best suits your needs.

  • Collision coverage: Accidents may cause damage to your motorcycle. Regardless of whether that damage is your fault or not, you will be protected when you have collision coverage included in your policy.

  • Accessories coverage: Most comprehensive policies include coverage for your accessories. When this type of damage occurs (including damage to your helmet), this coverage will pay it.

  • Comprehensive physical damage coverage: Sometimes damage occurs from something other than an accident, such as theft or vandalism. GreatFlorida Insurance can provide policies that cover these damages too.

  • Unisured/underinsured motorists coverage: Unfortunately, not everyone carries motorcycle insurance. When you are hit by someone who doesn't carry insurance, you'll still be projected when you have uninsured/underinsured motorists coverage in your policy.

Do I need motorcycle insurance under Florida law?

Florida law does not require motorcycle insurance. However, if you are charged with an accident that causes injuries, you will be required to obtain insurance (if there was no prior policy in place).

What types of medical coverage exist?

Choose between medical payments, no-fault or personal injury protection coverage for you and your passengers.

What types of motorcycles are covered?

GreatFlorida Insurance can create a custom policy for you regardless of the type of bike you ride. From moped insurance to scooter insurance to trike insurance to dirt bike insurance to motocross insurance, Harley-Davidson Insurance, there is a policy to fit every biker's needs.

How can I get started building my custom policy?

GreatFlorida Insurance makes it easy to create your custom motorcycle insurance policy.

Call 813-870-2334 or complete our online quote request form. A GreatFlorida Motorcycle Insurance Agent in Tampa will help you find the best deal for you.

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Call 813-870-2334
Florida Motorcycle  Insurance Blog
by GreatFlorida Insurance
12/11/2018

Not everyone on the road this time of year is interested in spreading holiday cheer.

A new study by smartphone app GasBuddy says, individual’s driving habits are 175 percent more aggressive during the holiday season compared to the rest of the year. According to the study, Florida ranks 6 for states with the worst holiday drivers.

Their data also revealed that aggressive driving habits occur most during the beginning of the season, with more instances happening during the drive to the holiday destination, rather than on the return trip.

“People are under a lot of stress during the holidays and tend to lose their patience while driving,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s leading independent car insurance agency.

Aggressive driving is considered, hard breaking, speeding and quick accelerating.

A study by the AAA Foundation for Traffic Safety found nearly 80 percent of drivers expressed anger, aggression or road rage behind the wheel at least once in the previous year. They also report, over half of fatal crashes involved at least one driver who performed an aggressive action.

AAA recommends drivers, “Manage your behavior, manage your responses.” Do not be personally offended when you see other drivers doing something illegal or inconsiderate. Many drivers this time of year are rushed or distracted, so try and be forgiving. Also, do not respond or make contact with an aggressive driver looking for a confrontation.

Additionally, AAA reminds drivers, to remain calm and courteous while driving, it lowers your risk of a dicey encounter with another driver.

Their tips for dealing with hostility on the road:

  • Avoid eye contact with angry drivers.
  • Don’t respond to aggression with aggression.
  • If you feel you are at risk, drive to a public place such as a police station, hospital or fire station.
  • When you park, allow room so you can pull out safely if someone approaches you aggressively.
  • Use your horn to attract attention but remain in your locked vehicle.
  • If you are confronted, stay as calm and courteous as possible.
  • If you feel threatened, call 911.

“Florida does not require motorist to carry bodily injury coverage. So, if you are hurt by an aggressive driver who does not carry that coverage, you are responsible for the cost of your medical expenses,” reminds Buck with GreatFlorida Insurance.

Make sure you are properly covered through your auto insurance policy or health insurance plan, call GreatFlorida Insurance today.

The post Aggressive Driving Increases During the Holidays appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
12/4/2018

The Florida Department of Health recently issued a health advisory to inform the public of an increase in Hepatitis A cases across Florida,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent health insurance agency.

Since January 2018, 385 cases of hepatitis A virus (HAV) infection have been reported in Florida. This is more than three times the previous five-year average of 126 cases. Florida’s cases are beginning to mirror national trends.

The increase in hepatitis A cases to date is predominantly in the Tampa Bay and Orlando metropolitan areas. Unlike previous outbreaks, most of the latest cases do not involve international travel exposures.

Although infections have occurred across all demographic groups, approximately 68 percent of the recent cases are among males. The median age of cases is 37 years and the highest rates of disease are among persons 30-49 years.

The Mayo Clinic explains, “Hepatitis A is a highly contagious liver infection caused by the hepatitis A virus. The virus in one of several types of hepatitis viruses that cause inflammation and affect your liver’s ability to function.”

HAV is usually transmitted through person-to-person contact. The virus can also be transmitted from contaminated food, water or an object that’s infected. While mild cases do not require hospitalization, 77 percent of recent cases in Florida have required hospitalization. However, most people who are infected recover completely with no permanent liver damage.

Hepatitis A is a vaccine-preventable illness. Most health insurance companies cover the cost of a hepatitis A immunization. Check with your doctor, pharmacy or walk-in-clinic.

“Hepatitis A vaccines are provided free to all Florida children 18 and under,” reminds Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s top independent health insurance agency.

The Florida Department of Health says the best way to prevent the virus is through vaccination. Additionally, practicing good hygiene- including thoroughly washing hands after the bathroom, changing diapers and before eating and preparing food can prevent the spread of hepatitis A.

Symptoms of HAV include:

sudden nausea and vomiting

abdominal pain or discomfort

clay colored bowel movements

dark urine

loss of appetite

low grade fever

joint pain

jaundice

intense itching

Get your health insurance through a dependable company you know you can trust. GreatFlorida Insurance offers health insurance coverage through Florida Blue. Contact us today.

 

The post Hepatitis A Health Advisory Issued appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
11/28/2018

Floridians can finally enjoy the arrival of dry season. With it brings relief from oppressive heat and humidity along with cold fronts and cooler temperatures.

However, the Florida Forest Service also reminds us, drier days increase the chance for forest fires. So far in this year, 93,000 acres have burned across the state.

“Following fire-safe practices can protect your family and home,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent homeowners insurance agency.

To keep you and your home safe during these drier days, below are some tips.

Clear out dry vegetation-get ride of pine needles, dry leaves, dead palm fronds, dead sticks and twigs in your yard.

Don’t forget the roof-remove dry vegetation from the roof and clear out your gutters. Eliminate any overhang from trees as well. Cut any tree branches within 10 feet of your roof.

Mowing-cut dry weeds and grass before noon when temperatures are cooler.

Pick-up-keep woodpiles, propane tanks and combustible materials away from your home, garage or shed.

Water!

“To take your home protection a step further, the Florida Forest Service recommends creating a defensible space around your home,” says Ellsworth Buck, Vice President of, GreatFlorida Insurance Florida’s top independent homeowners insurance agency.

A defensible space, is Fire Wise landscaping. It increases the likelihood that your home will survive a wildfire even in the absence of firefighters. The U.S. Forest Service explains, Fire Wise landscaping is designed to minimize the spreading of a forest fire.

Your yard is split in four zones. Each zone represents a certain amount of space that extends from your home.

Zone 1, 0-30 ft. “defensible space”-plant nothing flammable against your home.

Zone 2, 30-60 ft. “fuel reduction”-use raised beds, stone walkways and patios.

Zone 3, 60-100 ft. “transition zone”-driveways within this zone provide a break.

Zone 4, 100 ft. + “perimeter zone”-even at a distance, it is important to maintain vegetation.

GreatFlorida Insurance offers homeowners insurance to fit your budget and your needs. Give us a call or go online for a quote today.

The post Preparing for Dry Season appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
11/20/2018

Tuesday, November 27, marks the seventh year of #Giving Tuesday. #Giving Tuesday kicks off the charitable season, when many focus on their holiday and end-of-year giving. It is a day to celebrate and encourage donations and volunteer activities that support charities and non-profit organizations.

“Getting involved with a charity in your community is a valuable investment,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent homeowners insurance agency.

The #Giving Tuesday website provides a directory to help you find charities and events in your community participating. Actually, thousands of organizations across Florida are participating. They are championing a variety of causes such as caring for seniors, displaced people, children, animals, charities trying to eradicate disease and abuses, those fighting for environmental issues and much more.

Ways to Participate:

  • Donate to your favorite charity or non-profit.
  • Volunteer your time at a local organization.
  • Start your own fundraiser on Facebook. The #Giving Tuesday website walks you through instructions.
  • Do something kind- pay an elderly relative a visit, bake cookies for a neighbor or offer to sweep sick friend’s driveway.
  • Document your activity on social media and spread the good cheer!

The entire family can participate. Teaching children the importance of generosity benefits them. They become less self-focused, while connecting with the world and the needs of others.

Giving enhances the life of the receiver as well as the giver, making our world a more compassionate place.

“Thanksgiving is an ideal time to express my gratitude to our phenomenal independent agents and their staff for all their hard work to make GreatFlorida Insurance a success. Also, a big thanks to all our customers. It is our honor and pleasure to serve you and your families,” says Ellsworth Buck, Vice President of GreatFlorida Insurance.

GreatFlorida Insurance is ready to protect your house and family with reliable homeowners insurance. Give us a call for a free quote today.

The post Get into the Holiday Spirit With #Giving Tuesday appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
11/13/2018

Holiday Spending Forecast

Holiday sales are likely to surpass the trillion dollar mark this year for the first time ever, according to eMarketer, a market research company. They anticipate a 5.8 percent increase compared to last year, marking the strongest growth in holiday spending since 2011. The surge in spending is attributed to low unemployment and strong income growth, translating into greater consumer confidence.

“With retailers anticipating more spending, shoppers can find plenty of deals,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent homeowners insurance agency.

Thanksgiving Store Closures

So, can shoppers enjoy Thanksgiving Day, without feeling like they are missing out on a bargain? This year nearly 100 popular national and regional retailers will not be open on Thanksgiving Day. Website, bestblackfriday.com, has a comprehensive list of store closings, including, Costco, Publix, TJX Group (T.J. Maxx, Marshalls, HomeGoods) and Home Depot.

In a survey conducted this year, the website found 24 percent of Americans favor Thanksgiving openings, while over 47 percent dislike Thanksgiving openings. Bestblackfriday.com discovered the common theme of “family-time” cited as the reason most retailers remain closed on the holiday.

When to Purchase

However, closing one day still leaves plenty of days for shopping. “Planning ahead seems the best way to get the most for your money,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s leading independent homeowners insurance agency.

While many retailers are already offering great bargains, the biggest deals will most likely be found on Black Friday and Cyber Monday. However, will you still be able to find what are looking for if you wait until then? Adobe Analytics tracks online shopping and has come out with their annual holiday forecast. Their recommendations, if you have a specific item you want to purchase, buy it before Thanksgiving.

Adobe Analytics’ findings include:

Best Days for Deals

11/22, Thanksgiving-sports goods

11/23, Black Friday-electronics (including tablets), TV’s and computers

11/25, Sunday-apparel, appliances, jewelry

11/26, Cyber Monday-toys

11/27, Giving Tuesday-furniture and bedding

 

The post Strategic Holiday Shopping appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
11/7/2018

Feds shut-down sham health insurance company

“Unfortunately,  health insurance is being used to deceive many Floridians out of thousands of dollars,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent health insurance company.

In fact, last week, the Federal Trade Commission (FTC) shut down a network of Florida companies that used aggressive and deceptive tactics to sell worthless health insurance products. Allegedly, the company collected more than $100 million by preying on people in search of health insurance, leaving tens of thousands of people uninsured. Many of the consumers have incurred substantial medical expenses and are stuck with thousands of dollars in unpaid medical bills.

A complaint was filed in federal court against Simple Health Plans LLC, and the company’s owner, Steven J. Dorfman as well as five other companies including, Health Benefits One LLC, Health Center Management LLC, Innovative Customer Care LLC, Simple Insurance Leads LLC, and Senior Benefits One LLC.

The FTC alleges the defendants misled people into thinking they were buying comprehensive health insurance that would cover pre-existing medical conditions, prescription drugs, primary and specialty care treatment, inpatient and emergency hospital care, surgical procedures and medical and laboratory testing.

Customers enrolled reported paying up to $500 a month for what ended up being a medical discount program or extremely limited benefit program that left consumers uninsured.

Florida Blue warns customers about scam

Blue Cross Blue Shield of Florida, also known as Florida Blue, wants customers to know it is not affiliated with phone calls claiming to offer plans from well-known insurers, including Blue Cross. The company has made it clear, they are aware of the calls and they are not from Florida Blue nor anyone representing the company.

In a letter written by Florida Blue to address to situation, they state, “When we call you, to comply with privacy laws we’ll always confirm we are speaking to the correct individual, first by asking for some personal information. However, we will never require you to give us financial or banking information, or ask for full social security numbers, over the phone.”

“Floridians receive a ridiculous number of robocalls pitching health insurance scams every year,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s top independent health insurance company.

It pays to get your health insurance through a reputable company you know you can trust. GreatFlorida Insurance offers legitimate health insurance coverage through Florida Blue. Contact us today.

GreatFlorida Insurance is a authorized vendor of health insurance for Blue Cross & Blue Shield.

GreatFlorida Insurance is a authorized vendor of health insurance for Blue Cross & Blue Shield.

 

The post Is Your Health Insurance Legit? appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
10/31/2018

For some drivers, vehicle longevity is paramount in selecting a car. Determined to capitalize on their investment, they will drive their cars into the ground.

“With regular maintenance, most cars last up to 100,000 miles,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s top independent car insurance agency.  Also, Consumer Reports says, the typical age of cars on the road is 11 years. On average, 1.2 percent of cars built every year makes it past 200,000 miles.

However, some cars far surpass the 100,000-mile mark and keep going. Researchers with the automotive website, iSeeCars.com, have complied a list of vehicles that are most likely to continue running well past 200,000 miles.

The data is based on analysis of over 13.5 million cars on the road, sold during 2017, from model years 1981 through 2017 with over 200,000 miles logged. The list is mostly comprised of larger vehicles, seven out of 10 vehicles most likely to pass 200,000 miles are SUV’s.

10. Honda Odyssey

9. Toyota Avalon

8. Toyota Tacoma

7. GMC Yukon

6. Chevrolet Tahoe

5. GMC Yukon XL

4. Toyota 4Runner

3. Chevrolet Suburban

2. Ford Expedition

1. Toyota Sequoia

“Most of the vehicles on the list are constructed with real durability, which must be a factor,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent car insurance agency.

Perhaps more triumphant than hitting the 200,000-mile mark are the vehicles iSeeCars.com, expects are likely to reach 300,000 miles. They include, Toyota 4Runner, Chevrolet Suburban, Toyota Sequoia, Ford Expedition and the Toyota Tacoma.

Noticeably absent from the list are luxury cars. “Typically, luxury models have fewer cars that achieve the 200,000-mile milestone because these cars are often leased with contracts requiring lessees to keep the miles down,” says iSeeCars.com, CEO Phong Ly.

The longest-lasting luxury vehicles to meet or exceed 200,000 miles include, Cadillac Escalade ESV, Cadillac Escalade, Acura MDX and Volvo XC 90.

If you are looking for dependable and affordable car insurance, give GreatFlorida Insurance a call today.

The post Vehicles that run for over 200,000 miles appeared first on The GreatFlorida Insurance Blog.